The 1099 reconciler

Know what every carrier still owes you.

ClaimTab takes a deployment's closed claims, computes the fee each firm should have paid against its schedule and your split, then flags paid, owed, and short-paid in one statement. You stop being the adjuster who is also a bank.

See how it works

For 60 percent, you are an adjuster and a bank. You earned the money once. Tracking it down is a second job.

CSV in, statement out Your private ledger ClaimTab never moves money

reconciliation ticker

IA firm splits handled per deployment

1099 unit, the closed claim

0 to 70%

splits, paid when the firm gets paid

dollars moved. Read and reconcile only

Reconciles every IA firm and carrier you deploy for

EberlPilot CatastropheCrawford & CoAlacritySedgwickProNet GroupBrightClaimWorleyTeam OneCNC CatastropheEberlPilot CatastropheCrawford & CoAlacritySedgwickProNet GroupBrightClaimWorleyTeam OneCNC Catastrophe

The problem

The work is hard. Getting paid for it is harder.

You closed the claims. The money is yours. Tracking it down across firms, schedules, and pay-when-paid terms is a second job nobody is paying you for.

Pay-when-paid leaves you a bank

You closed the claims weeks ago. The firm pays only when the carrier pays them. Cash sits with everyone except you.

Short-pays slip through

A schedule tier moves down, a split is calculated wrong, a fee is rounded. You catch it months later, if you catch it at all.

No single owed-by-carrier view

Each deployment lives in its own tab. There is no one place that says what each carrier and firm still owes you right now.

Year-end 1099 scramble

Tax season is a panicked weekend of mileage logs, app receipts, and Excel totals because none of it was ready as you went.

How it works

From a pile of closed claims to a clear statement.

Four steps. The fee schedule is the brain. The closed claim is the unit. The statement is what you walk away with.

Step 01

Import your claims

Drop in a CSV from the firm portal or add the deployment by hand. Each closed claim lands as one line waiting to be reconciled.

Step 02

Attach the fee schedule

Per IA firm and per carrier, a tier table and your split percent. Store each one once and reuse across deployments.

Step 03

ClaimTab computes expected

Every closed claim gets an expected fee from the right tier and split. The math is visible so you can trust every figure.

Step 04

See paid, owed, short-paid

Payments land. ClaimTab marks each claim paid in full, still owed, or short by a precise dollar amount.

The live ledger

Every closed claim. Owed in plain English.

The ledger says what you are owed right now. The fee schedule is the math behind every figure. Both sit side by side so nothing is hidden.

eberl, TX wind, by closed claim

#4729 RCV $8,400 $145.50 Paid

#4815 RCV $22,800 short by $45.00 Short

#4901 RCV $54,200 $0.00 Owed

#4977 RCV $11,250 $170.00 Paid

#5102 RCV $36,900 $310.00 Paid

$580.00 owed · $45.00 short ClaimTab, private ledger

Eberl, fee schedule, 60% split

RCV bandGross feeYour 60%

$0 to $10k$242.50$145.50

$10k to $50k$383.33$230.00

$22,800 claim, #4815$383.33$230.00

$50k+$683.33$410.00

Carrier roll-up, this deployment $4,820.00

Paid $4,240.00 Owed $580.00 Short $45.00

The three states

Paid. Owed. Short-paid.

The product has one job, in three colors. Every closed claim is one of these. The rule for each is explicit, not a feel.

Paid

Paid in full within tolerance.

The rule for the paid state.

Carrier paid the expected fee
Within $5 or 1 percent rounding tolerance
Tax view counts the full amount

Owed

Expected, not yet paid.

The rule for the owed state.

Carrier paid nothing on this claim yet
Aged against your firm's pay-when-paid terms
Sits in your owed-by-carrier statement

Short-paid

Paid, but less than expected.

The rule for the short-paid state.

Gap shown to the cent against schedule
Tier and split shown so you can trust it
Overridable with a logged note

The statement

A statement you can hand the firm.

When a deployment closes, ClaimTab rolls every claim into a single statement. Send it as a PDF, keep it for taxes, or sit on it. Your numbers, your side of the table.

PDF or shareable linkBranded to you, the adjuster. No ClaimTab watermark on the customer-facing copy.

Tier and split on every lineEvery expected fee shows the math. If the firm pushes back, you have the basis ready.

Mileage and per diem inlineReimbursables roll into the same statement. Year-end totals come out the other side.

Deployment statement

Eberl, TX wind

Short-pay flagged

$4,820.00

Expected

$4,240.00

Paid

$580.00

Outstanding

#4729 Eberl, TX wind $145.50

#4815 Eberl, TX wind $185.00

#4901 Eberl, TX wind $0.00

#4977 Eberl, TX wind $170.00

#5102 Eberl, TX wind $310.00

ClaimTab, private ledger 23 claims, $4,820.00 total

Aging and cadence

Know exactly how long it has aged.

A receivable that is 0 to 30 days old is not the same as one past 60. ClaimTab buckets every owed claim against the firm's pay-when-paid terms.

0 to 30 days$1,280

Fresh. Inside the firm's pay-when-paid window.

30 to 60 days$2,140

Worth a polite ping to the firm's payments contact.

60+ days$1,400

Stale. This is where money slips. Time to chase it.

Year-end 1099 export Income, mileage, per diem, and expenses by carrier. Ready before the CPA asks.

Ready for taxes

Fit check

Built for one kind of adjuster. Not for everyone.

Use ClaimTab if

You are a US-licensed 1099 IA or CAT adjuster
You deploy for several firms on 50 to 70 percent splits
You close dozens of claims per deployment
You want one statement that says what each carrier owes you

Skip it if

You are a W-2 staff adjuster paid a salary
You want estimating, photos, or sketch tools
You want a tool that connects to firm portals or banks
You want a public adjuster pricing model

Pricing

One caught short-pay pays for a year.

A typical IA fee runs $145 to $410. A single short-pay or forgotten invoice covers ClaimTab for the next twelve months. We are not selling a new expense. We are surfacing your money.

Solo monthly

$25/ month

One adjuster. Unlimited deployments, claims, and fee schedules. Mileage and expenses included.

Join the waitlist

Solo annual

$250/ year

Two months on the house. Same Solo plan, billed once a year.

Join the waitlist

Founder pilot

$99once

A six-month head start at a flat fee, for the first design partners. We build the rough edges out with you.

Become a design partner

All figures USD. Validation phase pricing. Pricing locks for design partners.

Get early access

Built with adjusters, before a line of the app is written.

Leave your email, your state, how many firms you deploy for, and whether you would pay about $25 a month. A no helps as much as a yes. We read every reply.

Questions

Straight answers, same as ours.

Does ClaimTab move money or pay me?

No. ClaimTab never moves money and never connects to a bank, a carrier, or an IA firm's system. It is your private ledger of what you are owed.

Is this for disputing the IA firm?

No. ClaimTab is personal bookkeeping. It surfaces what your records say you should have been paid against each firm's schedule. What you do with that figure is up to you.

What if my firm's fee schedule is wrong in ClaimTab?

Every expected fee shows the tier and split that produced it, and every line is overridable with a logged note. You stay in control of the number.

Will it connect to firm portals?

Not in v1. You import a CSV or enter the deployment manually. Direct portal integrations are on the roadmap once we have proven the core workflow.

Does it handle mileage and expenses?

Yes. Mileage at the current IRS rate, per diem, and ad-hoc expenses attach to a claim or deployment, ready for invoicing and year-end totals.

What states do you cover?

Any US state. The heaviest demand is TX, FL, GA, and LA from CAT deployments, but ClaimTab is built around the closed claim, not the location.

Your money is sitting with someone else.

Get on the waitlist. We open the founder pilot to design partners first, with one validation question by reply.

Join the waitlist Talk to the founder